Consumer Finance Regulatory Associate (Senior Level)

A global law firm seeks a senior-level associate to join its Financial Regulatory & Compliance Practice. This role can be based in any of the firm's U.S. offices, subject to business needs and candidate qualifications. The position offers competitive compensation and a comprehensive benefits package, with the opportunity to advise clients of all sizes across a range of industries nationwide.

The associate will work within a team of more than 80 attorneys across the U.S., Latin America, Europe, and Asia, supporting a broad yet specialized practice focused on the unique industry, practice, and jurisdictional needs of a diverse client base.

• Minimum of 7 years of financial services regulatory and compliance experience, including mortgage lending and servicing, consumer finance, commercial finance, and alternative lending products such as buy-now-pay-later (BNPL) and earned wage access (EWA).
• Experience with FinTech products and structures, including bank partnership models, is essential.
• Significant experience with state licensing and knowledge of key financial services laws and regulations (e.g., TILA, RESPA, UDAAP/UDAP, HMDA, FCRA, FDCPA) is required.
• Enforcement experience, as well as experience with money services businesses and payment systems, is a plus.

Ideal candidates will have a strong academic background, excellent legal research, analysis, and writing skills, and meticulous attention to detail. The role demands a willingness to take on significant responsibility, a strong commitment to client service, and a diligent, proactive, team-oriented approach. Candidates must be admitted to or eligible for admission in the relevant jurisdiction. Fluency in Spanish is a plus but not required.

This is a full-time opportunity with a discretionary bonus eligibility, health insurance (including an HSA option), various insurance benefits, flexible spending accounts, 401(k), paid time off, and an employee assistance program. Additional voluntary programs may include accident, life, disability, critical illness, and pet insurance, with commuter and transit programs available in certain markets.

• Minimum of 7 years of financial services regulatory and compliance experience
• Experience with mortgage lending and servicing, consumer finance, commercial finance, and alternative lending products
• Experience with FinTech products and structures, including bank partnership models
• Significant state licensing experience and knowledge of TILA, RESPA, UDAAP/UDAP, HMDA, FCRA, and FDCPA
• Enforcement experience and money services business/payment systems experience preferred
• Strong academic background and excellent legal research, analysis, and writing skills
• Admitted to or eligible for admission in the relevant jurisdiction